PDF How to Age in Place: Planning for a Happy, Independent, and Financially Secure Retirement

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Age UK uses cookies to ensure that we give you the best experience. By continuing to use this site, you are agreeing to our policy. To read more about how we use cookies and how you can control them read our cookie policy. Retirement Preparing emotionally for retirement Planning for retirement Moving abroad in retirement Retirement age. Preparing emotionally for retirement. Start thinking about a hobby or interest that you would like to pursue. Find friends, because your social circle gets smaller when you leave work. Be positive and go out and do things.

There are so many free things to do in London. When you become a retiree, you can feel like you lose your identity. Engagement with the arts is known to generate positive outcomes for seniors, including reducing isolation, promoting self-confidence and building a sense of community. Participating in arts activities and art therapy have been demonstrated to be beneficial for both physical and cognitive ailments associated with aging. The government will create a fund to support professional arts programming and art therapy for seniors in community settings such as Seniors Active Living Centres , retirement homes, hospitals, and long-term care homes, as well as build capacity for seniors to engage in arts organizations in their communities.

A senior-youth mentorship program will be established to help build relationships and encourage shared knowledge between generations. This will support 20 to 30 projects across the province. He has lived with his partner in a small, split-level home for the last 25 years. One month ago, he had a fall that caused him to require surgery.

He now needs more support but not at the level provided in long-term care. The vast majority of seniors want to age in place at home. Their ability to do so safely and independently may depend on a number of factors. For example, some seniors will initially have no debilitating issues, but may experience declining health over time; others will enter their senior years with already-existing health conditions or disabilities. Many will eventually require some form of assistance from either family members or friends, or more formal care services and supports, to remain at home.

The following actions will help to support them. Although age does not define health, health tends to decline with age, and health issues become more common and more severe, particularly among people aged 75 and older. The government will continue supporting "naturally occurring" retirement communities, such as apartment buildings or housing developments, where many seniors already live close to one another. These types of communities promote social interaction and fight isolation, allow residents to stay in their homes longer and enjoy a higher quality of life and a greater level of independence.

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LHINs will also work locally to support communities of seniors from specific ethno-cultural backgrounds to ensure age-friendly buildings are providing culturally appropriate care. Oasis is a grassroots, naturally occurring retirement community that developed organically in an apartment building in Kingston, Ontario. The senior residents themselves developed and now manage all aspects of programming, including community meals, social activities, an onsite personal support worker, and a participatory decision-making model where all seniors have a voice.

This will cut down on the need for seniors to travel to their healthcare provider when they are ill and help them stay healthy in the comfort of their own homes. The government is expanding home care across Ontario. Seniors requiring home care will benefit from an estimated 2. The government is providing additional support to people leaving hospital with over transitional care spaces.

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These spaces will provide support and rehabilitation to 1, people who are ready to leave hospital, but need some additional assistance before they can return home. The province is also helping seniors who require assistance with health care or activities of daily living, such as bathing or meal preparation, and cannot afford to live independently, by providing new subsidies to better access affordable housing as well as home and community care supports.

A new provincewide organization will be launched to provide caregivers with supports and resources, including a single point of access for information in areas such as training in multiple languages, local programs and peer support. The province is strengthening home care by introducing new guidelines for home care assessment and planning based on the level of care needed by the individual and their caregivers. This will provide more predictability in the homecare hours that seniors can expect to receive, and ensure they get the most appropriate care and greater consistency in the way home care services are delivered, no matter where they live in the province.

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More than , Ontarians currently live with dementia, and the number is expected to rise to over , over the next two decades. Ontario is creating new, innovative self-directed care models to provide eligible clients and caregivers with more control over their care. This will include the establishment of a new personal support services organization in early Profile: Wilfred is He enjoys listening to music and being outdoors.

He needs long-term care to help manage complex physical and cognitive issues caused by a severe stroke five years earlier. He does not have trusted family or friends to help him make decisions or manage his affairs. His care providers are also noting that he struggles with more behavioural issues as his dementia progresses. Wilfred and his care providers want him to live as well as possible in the long-term care home he has come to love as his new home, in the community in which he has always lived. Some seniors with complex needs caused by cognitive and physical decline, and conditions such as dementia, will require a higher level of support as they age.

Many will require ongoing and intensive care that is currently provided in long-term care homes. As a result of successful investments in home and community care, Ontario seniors are entering long-term care homes later than ever before, often with more medically complex conditions and care needs.

Also, the growing diversity of Ontario seniors means that special attention is needed today and in the future to better meet their diverse language, food and program needs. Residents will benefit from increased privacy, better sleep, safety and comfort, with environments that enable the delivery of better care. The province will prioritize placing those with the highest need, as well as those within hospitals who are ready to be discharged and require a long-term care home.

New beds that serve specific cultural needs, including those of Indigenous populations, will also be prioritized. Over the next decade, the government will create over 30, new long-term care beds to keep pace with the growing and changing needs of an aging population. These new beds are in addition to the 30, existing beds that are being redeveloped, as referenced above.

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Further planning work is required with the long-term care sector to meet this longer term commitment. This will mean an additional 15 million hours of nursing, personal support and therapeutic care for long-term care residents across Ontario.

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This will also ensure that every long-term care home in the province has staff with specialized training in behavioural supports and in palliative and end-of-life care. Further discussion and planning is required on how to best staff the more diverse and medically complex needs of residents. Additionally, challenges with respect to human resource availability of people who work in seniors care, particularly in long-term care and home care, requires further focus. The government intends to provide additional detail on the outcomes of these discussions as part of the Budget. Both residents and staff would benefit from increased staffing levels.

For example: increased flexibility for the provision of meals, dressing or bathing at the time of day that suits the resident; reductions in readmission to hospital for minor conditions that can be treated within the home; improved quality of work for staff; reduction in inappropriate use of anti-psychotics, falls, restraint usage, pressure ulcers, pain and depression. These are the publicly reported quality indicators of Health Quality Ontario. Ontario is introducing innovative technologies to all long-term care homes to help create a modernized and efficient system.

This includes supplying all homes with electronic clinical support tools to ensure standardized, high-quality care is delivered to residents with a range of complex diagnoses. The province intends to build on this innovation by introducing virtual consultations for specialized resources, such as pharmacy. The government is committed to the safety and security of long-term care residents. This Bill, if passed, would strengthen the long-term care inspection and enforcement framework. This will help to support anticipated increases to case volumes and complexities.

It will also ensure that as client demands increase with the aging population, OPGT will continue to meet its service standards and legislative requirements. Ontario is partnering with local communities to build more hospice beds across the province. This expansion will provide compassionate palliative and end-of-life care for more than 2, additional people and their families each year, closer to home. Aging with Confidence is a made-in-Ontario plan.

Our goal is to continue to make Ontario the best place in the world to grow older. Broad statements and generic terminology do not often support change because they lack clarity and meaning. The key to more independence and happiness is to reflect on your life today to establish not only areas of your life that are positive and strong, but also understand areas of your life that can be improved. Currently, Jim specializes in putting Financial Education programs into the workplace.

I certainly agree that the would-be retiree is best off planning for his or her retirement. But, at the same time, he or she should also allow for, and expect, appropriate change. My understanding is it is about having a fulfilling retirement, not necessarily based on the financial aspects of retirement. For me, stressed or happy?

Preparing emotionally for retirement

So Very Happy! Be able to ramp up my volunteering and take long walks on our local waterfront. Just got to convince one of my kids to move back to the area and bring some grand-babies with them.